Among the many considerations when buying a property, the first, and most important task is to get a mortgage pre-approval. It typically involves providing income verification, credit score and history, and the amount of your down payment. This is critical so that you can narrow down properties within your budget, and zero in on homes that could be the right fit for you. Your budget will determine your wish list! After viewing potential homes, there are a few other factors that also need to be considered. They include:
- What are the attributes and amenities of the neighborhood (schools, playgrounds, restaurants, etc.)
- Is the neighborhood on the growing or is it declining
- Can I get a comparative market analysis
- How many times has this house been sold in the last ten years
- What about a home inspection
- Should I consider the resale value of the home
- How do I make an offer
Mary can provide you with the answers to all these questions and more. Her extensive knowledge of the market will help educate you as to what you can buy and what is attainable. She will walk you through all the stages of the buying process, including selection of a mortgage broker, home inspector, lawyer and any other areas required.
Mary has helped countless people buy and sell properties in and around Lethbridge. She is very familiar with all the different areas and you would be hiring her to share her knowledge and insights with you.
After your careful consideration, Mary would negotiate and submit an offer to purchase, on your behalf. If a final price is agreed upon, and all conditions are met, she would continue to support and assist you until the keys to your new home are finally in your hand.
Below is a mortgage calculator to help you get an idea of what your possible mortgage payments might be.
Mortgage Calculator
